FINANCINGSTRATEGYRISK MANAGEMENT

Where Banking Insight Meets Business Strategy

We help Malaysian SMEs strengthen their financing position and grow with confidence.

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KLCC Petronas Twin Towers at dusk, Kuala Lumpur
Led by Ex-Bankers18+ years banking experience
Who We Are

We Understand How Banks Think. We Understand Business Owners.

A specialised SME consulting firm — at the intersection of SME financing, banking practices, and business risk management.

1

Understand

2

Assess

3

Strategise

4

Implement

Signing business documents
Core Services

Our Core Services

01

SME Financing

Working capital and business expansion.

02

SME Property Refinancing

Unlock working capital from commercial property.

03

Mortgage Refinancing

Lower costs and improve cash flow.

04

Director Risk Management

Protect the owner, assets and succession.

Why CoPilot

Why CoPilot

Banking Insight

Specialised Focus

Strategic Preparation

Complex Case Experience

Holistic Risk Perspective

Professional Network

Recent Approvals

Success Stories

Real outcomes from complex SME financing cases — client details withheld.

Metal Recycling Company
High-risk industryMessy audited accountsBlacklisted by a major bankFactory refinancing
RM3.7M
Approved
Metal Supplier
High-risk industry2 consecutive years of declared audit losses
RM600K
Approved
Used Car Dealer
High-risk industry
RM700K
Approved
Mobile Phone Dealer
High-risk industry
RM330K
Approved
Construction Company
Director under AKPK programme
RM400K
Approved

RM5.7M+ approved across these 5 cases

Client details withheld for confidentiality. Results depend on each case.

Our Leadership

Our Leadership

Mr. Frederick Voon

Mr. Frederick Voon

Principal
18+ Years BankingEx-Head of Sales, Local BankSME Financing

Former Head of Sales at a local bank; expert in credit assessment and SME financing.

Mr. Ryan Chan

Mr. Ryan Chan

Principal
15 Years Financial IndustryCMSRL QualifiedRFP Qualified

Former banker and insurance team manager; expert in complex SME financing and risk management.

Get in Touch

Let’s Talk About Your Business

Leave your details — we’ll be in touch.

📞 +60 11-2527 0862
💬 WhatsApp +60 11-2527 0862
✉️ copilot.sme@gmail.com
🌐 www.copilotsolution.my
📍 23A, Taman City, Jalan 1/42, Jalan Kuching, 51200 Kuala Lumpur

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